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Arnaque en ligne et banque : 2 précautions valent mieux qu’une !
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Arnaque en ligne et banque : 2 précautions valent mieux qu’une !
Arnaque en ligne et banque : 2 précautions valent mieux qu’une !https://gescompo.fr/wp-content/themes/movedo/images/empty/thumbnail.jpg150150GescompoGescompohttps://secure.gravatar.com/avatar/b4dfe7c895078cbb840a2ef188c3f9ce?s=96&d=mm&r=g
Un chef d’entreprise est contacté sur internet par un professionnel de la cybersécurité lui indiquant que son réseau est menacé par un virus. Il décide d’accepter les services proposés par son contact pour nettoyer son réseau et le paye en ligne à l’aide de sa carte bancaire.
Constatant que le paiement n’est suivi d’aucune action, il comprend qu’il a été victime d’une arnaque et décide de se tourner vers sa banque pour obtenir le remboursement de la somme payée.
Lorsqu’une personne est victime d’une arnaque et qu’elle va d’elle-même passer un ordre de paiement, la banque n’a pas l’obligation de rembourser les sommes ainsi débitées.
En effet, la responsabilité de la banque ne peut être engagée que si l’ordre de paiement n’a pas été passé par le porteur de la carte et qu’elle a par conséquent manqué de vigilance en l’exécutant.
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